Data Analytics

“Ultimately, the cloud is the latest example of Schumpeterian creative destruction: creating wealth for those who exploit it; and leading to the demise of those that don’t.” – Joe Weiman author…

As the Bill Pay Industry Motors On… The traditional model of service providers relying on call centers and face-to-face interactions with their customers to gauge their satisfaction are long past.…

(Image Credit – ENC Consulting) Why Systemic Financial Crises Are a Broad Failure of Risk Management… Various posts in this blog have catalogued the practice of  risk management in the financial…

Regulatory Risk Management evolves… The Basel Committee of supranational supervision was put in place to ensure the stability of the financial system. The Basel Accords are the frameworks that essentially govern the…

THE STATE OF GLOBAL FINANCIAL SERVICES IT ARCHITECTURE… This blog has time & again discussed how Global, Domestic and Regional banks need to be innovative with their IT platform to constantly evolve…

The first post in this three part series on Digital Foundations introduces the concept of Customer 360 or Single View of Customer (SVC). We will discuss the need for &…

“IT driven business transformation is always bound to fail” – Amber Storey, Sr Manager, Ernst & Young The value of Big Data driven Analytics is no longer in question both from…

                    Illustration: Business- IT Relationship (Image src – Pat.it) Previous posts in this blog have discussed the fact that technological capabilities…

“Millennials want “finance at their fingertips”..they want to be able to email and text the financial advisors and talk to them on a real-time basis,” – Greg Fleming, Ex-Morgan Stanley The…

“If you don’t like change, you will like irrelevance even less.” -General Eric Shinseki, Former  US Secretary of Veterans Affairs This blog has spent time documenting the ongoing digital disruption across the industry especially financial services.…