Business Strategy

Today’s European financial markets hardly resemble the ones from 15 years ago. The high speed of electronic trading, explosion in trading volumes, the diverse range of instruments classes & a proliferation of…

                                                       FinTech Landscape 2016…

“Ultimately, the cloud is the latest example of Schumpeterian creative destruction: creating wealth for those who exploit it; and leading to the demise of those that don’t.” – Joe Weiman author…

As the Bill Pay Industry Motors On… The traditional model of service providers relying on call centers and face-to-face interactions with their customers to gauge their satisfaction are long past.…

“Business model innovation is the new contribution of IT”  — Werner Boeing, CIO, Roche Diagnostics Digital Is Changing the Role of the Industry CIO… A Motley crew of some what interrelated technologies…

(Image Credit – ENC Consulting) Why Systemic Financial Crises Are a Broad Failure of Risk Management… Various posts in this blog have catalogued the practice of  risk management in the financial…

Regulatory Risk Management evolves… The Basel Committee of supranational supervision was put in place to ensure the stability of the financial system. The Basel Accords are the frameworks that essentially govern the…

This is the second in a series of four posts on the Open Banking Standard (OBS) in the UK. This second post will briefly look at the strategic drivers for…

“Banking as a service has long sat at the heart of our economy. In our digitally enabled world, the need to seamlessly and efficiently connect different economic agents who are…

The first post in this three part series on Digital Foundations introduces the concept of Customer 360 or Single View of Customer (SVC). We will discuss the need for &…